With nearly four decades of experience in the financial industry, I am a dedicated Mortgage and Protection Adviser specialising in helping first-time buyers navigate one of the biggest decisions of their lives. I take the time to truly understand each client’s goals, aims, and needs, ensuring that every recommendation is carefully tailored to support their long-term dreams, whether that’s securing a first home, moving home, finding a new rate on their mortgage, borrowing more against their property, or purchasing an investment property. My approach is centred around clarity, patience, and genuine care. I explain everything in a clear, steady, and easy to follow way, making sure my clients feel confident and fully informed at every step of the way. Alongside mortgage advice, I also focus on protecting what matters most, offering guidance on life insurance, critical illness cover, income protection, family income benefit, and buildings and contents insurance.